| Provider / Broker |
Product |
Gross AER % - £1,000 |
Interest payment frequency |
Minimum monthly credit (£) |
Monthly charge (£) |
Authorised overdraft APR/EAR % |
Unauthorised overdraft APR/EAR % |
|
Santander
|
Current Account Preferred In-Credit Rate
|
5%
|
monthly
|
£1,000
|
£0
|
19.9%
|
28.7%
|
|
Lloyds TSB
|
Classic Plus Current Account
|
2.5%
|
monthly
|
£1,000
|
£0
|
18.9%
|
18.9%
|
|
Bank of Scotland
|
Cardcash (Youth)
|
1.51%
|
monthly
|
None
|
£0
|
na
|
29.8%
|
|
Halifax
|
Cardcash (Youth)
|
1.51%
|
monthly
|
None
|
£0
|
na
|
29.8%
|
|
Coventry Building Society
|
Coventry First
|
1.1%
|
monthly
|
£1,000
|
£0
|
na
|
na
|
|
Smile
|
Current Account
|
.12%
|
monthly
|
None
|
£0
|
15.9%
|
15.9%
|
|
Bank of Ireland (NI)
|
Clear Account - Level 3
|
.1%
|
annually
|
None
|
£0
|
14.5%
|
26.5%
|
|
Citibank
|
Citibank Access Account
|
.1%
|
monthly
|
£1,500
|
£0
|
13.9%
|
29.8%
|
|
Cumberland
|
24/7 Current Account (Youth)
|
.1%
|
annually
|
None
|
£0
|
na
|
na
|
|
First Trust Bank (NI)
|
Plus Current Account
|
.1%
|
monthly
|
£1,200
|
£0
|
ul
|
ul
|